When you're out with a big group of friends, or even better, if you're on a very important business lunch, when it's time to pay the bill, pay in change. Always carry a big jug of pennies around with you. If you don't have mass quantities of
change lying around, I suggest you go to your bank and withdrawal your entire life savings and ask for it in pennies. A loud pocket is a happy pocket, that's what I always say.
